An honest look at how FileCurrent and Bonsai compare for a solo freelancer, so you can pick the one that actually fits how you work.
| FileCurrent | Bonsai | |
|---|---|---|
| Price | $15/month (or $129/year) | from ~$25/month, tiers add per-user cost |
| Who holds your money | Clients pay you directly — no transaction fee | Bonsai processes payments |
| Automated payment reminders | Automated, uncapped | Yes |
| Pricing model | One flat price | Tiered, per-user on higher plans |
| Free trial | 7-day free trial, no card | 7-day trial |
Bonsai is a capable all-in-one for freelancers: contracts, invoicing, proposals, time tracking, and tax tools in one place. The templates are solid and the feature set is broad.
Higher tiers add per-user pricing and the plan you actually need often costs more than the headline, and Bonsai processes payments through its own system. If you want the essentials at one flat price and to be paid directly, it can feel heavier and pricier than it first looks.
Freelancers who want a broad all-in-one (including built-in tax and accounting tooling) and are fine with tiered/per-user pricing.
Comparing more options? See our roundup of Bonsai alternatives.
$15/month or $129/year, never a cut of your payments, and reminders that chase late payers for you. No credit card required.
Competitor pricing and features are as of publication and may change; check each provider for the latest. This comparison reflects FileCurrent's view for a solo-freelancer use case.