FileCurrent vs Bonsai

An honest look at how FileCurrent and Bonsai compare for a solo freelancer, so you can pick the one that actually fits how you work.

FileCurrentBonsai
Price$15/month (or $129/year)from ~$25/month, tiers add per-user cost
Who holds your moneyClients pay you directly — no transaction feeBonsai processes payments
Automated payment remindersAutomated, uncappedYes
Pricing modelOne flat priceTiered, per-user on higher plans
Free trial7-day free trial, no card7-day trial

What Bonsai does well

Bonsai is a capable all-in-one for freelancers: contracts, invoicing, proposals, time tracking, and tax tools in one place. The templates are solid and the feature set is broad.

Where it falls short for solo freelancers

Higher tiers add per-user pricing and the plan you actually need often costs more than the headline, and Bonsai processes payments through its own system. If you want the essentials at one flat price and to be paid directly, it can feel heavier and pricier than it first looks.

When Bonsai is the better pick

Freelancers who want a broad all-in-one (including built-in tax and accounting tooling) and are fine with tiered/per-user pricing.

Why freelancers choose FileCurrent

  • Clients pay you directly — FileCurrent never touches your money or takes a transaction fee
  • Automated payment reminders with no daily cap — they run until you are paid
  • $15/month flat (or $129/year), no per-user pricing
  • Contracts, e-signatures, invoices, and reminders in one place, built for solo freelancers

Comparing more options? See our roundup of Bonsai alternatives.

Try FileCurrent free for 7 days

$15/month or $129/year, never a cut of your payments, and reminders that chase late payers for you. No credit card required.

Competitor pricing and features are as of publication and may change; check each provider for the latest. This comparison reflects FileCurrent's view for a solo-freelancer use case.