FileCurrent vs Indy

An honest look at how FileCurrent and Indy compare for a solo freelancer, so you can pick the one that actually fits how you work.

FileCurrentIndy
Price$15/month (or $129/year)from ~$12/month
Automated payment remindersAutomated, uncappedBasic
Who holds your moneyClients pay you directly — no transaction feeVia its payment integrations
Built forSolo freelancersFreelancers (all-in-one)
Free trial7-day free trial, no cardFree plan / trial

What Indy does well

Indy is an affordable all-in-one for freelancers: proposals, contracts, invoices, time tracking, and a client CRM at a low monthly price. The value for money is genuinely good.

Where it falls short for solo freelancers

Its automated reminder options and payment flexibility are lighter than dedicated invoicing tools, and it processes payments through its own integrations. For freelancers whose main pain is chasing late payers, the follow-up is less hands-off.

When Indy is the better pick

Budget-conscious freelancers who want a broad all-in-one and do not lean heavily on automated payment chasing.

Why freelancers choose FileCurrent

  • Clients pay you directly — FileCurrent never touches your money or takes a transaction fee
  • Automated payment reminders with no daily cap — they run until you are paid
  • $15/month flat (or $129/year), no per-user pricing
  • Contracts, e-signatures, invoices, and reminders in one place, built for solo freelancers

Try FileCurrent free for 7 days

$15/month or $129/year, never a cut of your payments, and reminders that chase late payers for you. No credit card required.

Competitor pricing and features are as of publication and may change; check each provider for the latest. This comparison reflects FileCurrent's view for a solo-freelancer use case.